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Topics - joe1111

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1
CAREER / Jobs Available To Graduates With Accounting Degrees
« on: August 08, 2012, 12:05:38 AM »
When you tell friends and family you have decided to pursue a degree in Accounting, one might think you are limiting your options.  What can you do with an accounting diploma, aside from working in a firm, people may wonder.  If you have a head for numbers and are often called upon to help during tax time, you will be happy to know how many options are open to you in this field.

What can you do with an accounting degree? You'll definitely want to take advantage of your college's career counseling office and sponsored job fairs.  If you find there are no firms present that offer positions, you have the Internet and various headhunting sites and agents to query.  Ultimately, when you prepare to find work, somebody will ask you of your interests and skills.  You may not realize how many positions mesh with your abilities until you begin searching for work.

Some titles for which you could qualify include:

Financial Auditor - Financial Auditors work within companies or independently to track a business's financial health.  This sort of job may involve analyzing past tax returns and other data.  Your findings may be used to help the business determine how to budget in the coming years.

Controller - As the name implies, the Controller of a company has a hand in the budgeting of the business.  The spending of corporate monies typically doesn't happen without the controller's okay.

Treasury Spe...t - This person sees to the day-to-day management of money within a business.  The treasury spe...t will be accountable for all transactions and analysis of spending within the company.

Lending Officer - As a college student, you probably have had to deal with some kind of loan officer to secure funds for tuition or books.  A lending officer is just that, one who manages loans to people and businesses from banks and financial institutions.  You will have a say in whether or not loan applications are approved.

Underwriter - Underwriting is a job associated with the banking industry.  As an underwriter, you would be responsible for helping to approve mortgages, credits, and loans.

Bear in mind that some of these and other financial jobs may require more than a bachelor's degree and a few years of experience in a certain position.  Senior positions in a firm or bank may be out of reach right now, but if you are able to secure an entry level position doing what you love, you'll find there is potential for growth.  Good luck!

2
CAREER / Jobs Available To Graduates With Accounting Degrees
« on: August 08, 2012, 12:03:55 AM »
When you tell friends and family you have decided to pursue a degree in Accounting, one might think you are limiting your options.  What can you do with an accounting diploma, aside from working in a firm, people may wonder.  If you have a head for numbers and are often called upon to help during tax time, you will be happy to know how many options are open to you in this field.

What can you do with an accounting degree? You'll definitely want to take advantage of your college's career counseling office and sponsored job fairs.  If you find there are no firms present that offer positions, you have the Internet and various headhunting sites and agents to query.  Ultimately, when you prepare to find work, somebody will ask you of your interests and skills.  You may not realize how many positions mesh with your abilities until you begin searching for work.

Some titles for which you could qualify include:

Financial Auditor - Financial Auditors work within companies or independently to track a business's financial health.  This sort of job may involve analyzing past tax returns and other data.  Your findings may be used to help the business determine how to budget in the coming years.

Controller - As the name implies, the Controller of a company has a hand in the budgeting of the business.  The spending of corporate monies typically doesn't happen without the controller's okay.

Treasury Spe...t - This person sees to the day-to-day management of money within a business.  The treasury spe...t will be accountable for all transactions and analysis of spending within the company.

Lending Officer - As a college student, you probably have had to deal with some kind of loan officer to secure funds for tuition or books.  A lending officer is just that, one who manages loans to people and businesses from banks and financial institutions.  You will have a say in whether or not loan applications are approved.

Underwriter - Underwriting is a job associated with the banking industry.  As an underwriter, you would be responsible for helping to approve mortgages, credits, and loans.

Bear in mind that some of these and other financial jobs may require more than a bachelor's degree and a few years of experience in a certain position.  Senior positions in a firm or bank may be out of reach right now, but if you are able to secure an entry level position doing what you love, you'll find there is potential for growth.  Good luck!

3
JOB and CAREERS Discussion / job vacancies for graduates
« on: November 08, 2011, 11:24:46 PM »
For up to date job vancancies for graduates visit the blog below. . .

www. nigeriajobz. blogspot. com

4
BUSINESS and ECONOMY / Soccer Tips - Soccer Betting, The New Investment
« on: October 25, 2011, 10:38:57 PM »
Soccer is the most widely watched games in the world.  It has the most number of people betting on the games.  When one refers to soccer tips, they are actually referring to the soccer betting tips.

There are a lot of soccer tipsters providing soccer tips on the internet.  This number is now ever growing as more and more people are going into soccer betting as another form of income.

Depending on each country, they have their own betting restrictions imposed on their country.  You may want to check these restrictions before considering going into soccer betting.

Primary reason why most people are now going into soccer betting is because the nature of the game.  It is played for a period of 90 minutes.  Your winning or loss is only based on 90 minutes.  This can be seen as a fast way of making money for some.

Same as any other form of investment, there will always be some risk factor.

As for soccer betting, there is only two way to bet.  Either the team win or lose.  There's only two team playing and risk is only between these two teams.

There are strategy you can apply to reduce the number of risk in the bets.

Unlike other form of investment which can take weeks or months or even years to see your profits, soccer betting only takes you 90 minutes to make you a healthy profit depending on the amount you placed on the bets.

With a lot of tipping services being offered on the internet, one can easily get a reliable soccer tips on the matches played and make profit from it.

 interested in soccer betting?
send an sms to 08063813945

5
JOB and CAREERS Discussion / Earn money completing short and simple tasks
« on: October 16, 2011, 09:03:57 AM »
Earn money completing short, simple tasks for this company.  There is a wide variety of work regularly available such as translation, research, data entry, writing, and editing.  Work whenever and wherever you want and get paid the next business day via PayPal.

www. employment-4-graduates. blogspot. com

6
JOB and CAREERS Discussion / Earn money completing short and simple tasks
« on: October 16, 2011, 09:02:29 AM »
Earn money completing short, simple tasks for this company.  There is a wide variety of work regularly available such as translation, research, data entry, writing, and editing.  Work whenever and wherever you want and get paid the next business day via PayPal.

www. employment-4-graduates. blogspot. com


7
BUSINESS and ECONOMY / GET RICH THROUGH ONLINE FOOTBALL BETTING
« on: January 25, 2011, 06:48:00 PM »
BETTING ON FOOTBALL MATCHES ONLINE IS A VERY GOOD AVENUE WHERE YOU CAN EARN MONEY DAILY ONLINE.

JUST BET IF A TEAM WILL WIN, DRAW OR LOSE. YOU DO NOT NEED TO PREDICT THE EXACT SCORELINE.

FOR YOU TO SUCCEED IN THIS BUSINESS THAT WILL MAKE YOU RICH. YOU NEED THE REQUIRED INFORMATION.

THE INFORMATION YOU WILL GET WILL SHOW YOU ALL YOU NEED TO KNOW ABOUT THE BETTING PROCESS.

THIS INFORMATION GOES TO THOSE WHO ARE VERY SERIOUS ABOUT GETTING RICH ONLINE.

IF INTERESTED SEND AN SMS TO 08063813945.

8
Let me put it this way, if your bank suddenly said to you we have a savings account that can make you over 200% in interest in less than a year, would you want one? .  .  .  Of course you would.   And would you be prepared to pay a small fee for the privilege? .  .  .  Certainly. 

But banks are safe and secure aren't they? Betting is dangerous? Isn't it? .  .  . 

I think we all know by now that bankers are the most high risk taking, lousy, greedy gamblers out there, and what do they give you for your hard earned money over a year, 20%? 10%? .  .  .  No, a measly 2.  5% if you're lucky. 

At last a GET REAL Football information That:

1) Produces Long Term Profits, Year in - Year Out, Betting on Football. 

2) Doesn't Require You To Bet Huge Amounts Of Cash. 

3) Works On Any League Or Tournament Worldwide. 

4) Can Be Done Any Day at Any Time You Like. 

IF INTERESTED IN SEND AN SMS TO 08063813945 OR send a mail to betnigerians@gmail.  com

 
 
 
 

9
REAL ESTATES / Obtaining An International Mortgage Loan
« on: November 04, 2010, 07:37:24 PM »
Finance plays an important role in the household, business and public sectors of any economy.  Although, it is scarce in supply, it occupies a central position in any transaction be it business, economic, or social.  In other words, adequate capital is a necessary requirement for effective business operations.

Mortgages are loans to individuals or business firms to purchase housing, land, or other real structures, where the structures or land serves as a collateral for the loan.  It is backed up by a property as collateral or backed up by a certain asset as security for the bond which is called a mortgage bond.
Mortgages, irrespective of the nature they assume, take place in the mortgage market.  The market deals with loans on residential, commercial and industrial real estate and on farm land.  An appreciable part of the market is devoted to leveraging the financing of real estate properties.

The demand for mortgage funds is divided between those that arise out of home buying and those for funds to finance the acquisition of rental properties.  Most of the owner occupying dwellings are single family homes while most residential rental properties are multifamily dwellings condominium.  The financing of new homes or rental projects usually must be arranged before construction can even be started.

Mortgage financing takes various forms such as fixed rates, adjustable rates, open-end, limited open-end, closed-end, equitable, legal and mortgages of stocks and shares.
The supply of mortgage funds is more than a matter of economic analysis and is of great importance.  The type and methods of acquiring mortgages vary greatly among the institutions involved.

www. fast-businessloans. com

10
BUSINESS and ECONOMY / football betting information
« on: October 18, 2010, 06:10:50 PM »
good day,

am sure you are here because you want to get information on football betting.

many people like you are smiling to the bank as a result of this business.

not to waste your time

visit www. bettingfutball. blogspot. com for the info.

www. bettingfutball. blogspot. comfff

11
BUSINESS and ECONOMY / ARE YOU IN SEARCH OF BUSINESS LOANS?
« on: October 09, 2010, 12:03:23 PM »
ARE YOU IN SEARCH OF SMALL BUSINESS LOANS?

THEN YOU ARE WELCOME.

visit www. fast-businessloans. com

12
BUSINESS and ECONOMY / INTERESTED IN FOOTBALL BETTING?
« on: October 03, 2010, 06:34:10 PM »
GET THE BASIC INFO ON HOW TO MAKE LOT OF BUCKS BETTING ON MATCHES DAILY.

ARE YOU INTERESTED?

SEND A MAIL TO joe_ene2k2@yahoo. com

13
BUSINESS and ECONOMY / get rich with online football betting
« on: September 30, 2010, 07:34:31 PM »
Do you know that you can make huge amount of money betting on football matches?

Yes you can. 

if interested in football betting send a mail to joe_ene2k2@yahoo. com for the info.

14
BUSINESS and ECONOMY / Successfully Obtaining a Small Business Loan
« on: September 25, 2010, 04:32:23 PM »
Working with a bank to obtain a small business loan can be an easy or difficult process, depending on how prepared you are to meet with the lender and discuss your business' situation and needs.

When preparing to apply for a small business loan, be prepared to face the facts that are against you, and use them in your favor.  Persistency is necessary if you want to land a small business loan.  Lenders follow certain criteria to determine if the small business loan is a wise investment for the bank.  Most importantly, the bank will determine if the small business loan is likely to be repaid.  As with other businesses, banks and other lenders must answer to their investors and stockholders, and unpaid loans show instability in the bank or financial institution.

Items compiled into a small business loan request include the following:

- Amount of money requested

- Likeliness of business profitability and demonstration of cash flow needed to service a small business loan

- Collateral, if any is owned by the business

- A reasonable balance between debt and equity.

Whether you have a start-up small business or an established small business, the first step in obtaining financing through a small business loan is to develop a business relationship with your banker.  Consider asking your bank's manager to open a file for your business, and provide quarterly or yearly profit and loss statements.  When your business is in need of financing, the bank will already have a file and will be at least somewhat familiar with your operations.  When the time comes to apply for a small business loan, approach the banker with a solid business plan to inspire the lender's confidence in your business.  Provide information on business operations, marketing efforts, management ability, and financial projections for three years, as well as a cash flow projection and personal balance sheet demonstrating the worthiness of the business.

if your first attempt at obtaining a small business loan fails, don't be discouraged.  Small business loans are often not approved with the first lender that you approach, and be assured that you're not alone.  Especially if you have a start-up business, lenders don't always approve small business loans, even in the most ideal situations.  Search for other lenders, or become resourceful and look into other sources for loans rather than a small business loan, including home equity loans and personal loans, both of which can be used for business purposes.

www. fast-businessloans. com

15
BUSINESS and ECONOMY / The Different Types of Loans available to you
« on: September 24, 2010, 04:56:00 PM »
The different types of loans are available mainly in the focus of the purpose of the loan.  The most popular types of loan include home loan, personal loan, car loan, student loan, payday loan, debt consolidation loan and so on.  The lenders have also introduced many subtypes of these loans, to meet the necessity of the specific group of people.  The point essentially has to be noted is that these loans have different rates and repayment track.  Each type of loan will be structured according to the needs of the particular loan.  In case of a particular loan type such as home loan, the repayment track will be longer and the interest rates will be comparatively cheaper. . . . .

www. fast-businessloans. com

16
BUSINESS and ECONOMY / BOOST UP YOUR BUSINESS,EDUCTION WITH THIS FAST LOANS
« on: September 18, 2010, 11:17:26 AM »
DO YOU NEED LOANS TO EXPAND YOUR BUSINESS?

OR ARE YOU IN NEED OF LOANS TO SOLVE YOUR PROBLEM?

YOU ARE JUST LUCKY.

GET IT HERE WITHOUT STRESS

www. fast-businessloans. com

17
BUSINESS and ECONOMY / GET YOU FAST LOANS FOR YOU BUSINESS NOW
« on: August 26, 2010, 05:57:04 PM »
ARE YOU IN NEED OF LOANS TO CARRY OUT A BUSINESS DEAL.
 WELL YOU ARE WELCOME.
YOU ALL KNOW GETTING LOANS IS NOT EASY THIS DAYS.
BUT YOU ARE LUCKY AS YOU WILL GET LOANS WITHOUT STRESS. . . . . .

www. fast-businessloans. com

18
Welcome to the lucrative world of affiliate marketing.  In the simplest terms, this is what happens – You send people to someone else’s website.  They buy something or signup for something and you are paid a commission.

To join an affiliate program is totally free and easy to do.  You are not required to buy and stock the product.  It just involves filling out a form, just as you do when you sign-up for an email account.

Basically, what you need to do is to drive internet traffic to a website or company that you partner with.  How you do this does not matter, it could be from a banner advert on your website, a link in your e-mail, your newsletter or from an advert in a pay-per-click search engine e. g.  (www. google. com).

Affiliate marketing is the ideal way to quickly and easily make money online as you do not need to come up with your own product or service.  All you need to do is choose a way to promote someone else’s product or service effectively.  You can actually begin making money in little as 30minutes.

Benefits of Working as an Affiliate

1.  No Production Costs: With affiliate programs, the product has been developed and proven all on the merchant’s cost.  Therefore, production is not the issue.

2.  Sell almost Anything: What isn’t sold online? There are thousands and thousands of affiliate programs selling every product.  That makes it easy to find products related to your current or planned websites.

3.  No Inventory: As an affiliate marketer, you can sell large items without storage concerns, even if you live in a small one bedroom apartment.

4.  No Shipping: The cost and hassle to prepare and ship products to customers worldwide could be staggering.  Affiliates never have to worry about packaging supplies or postal rates.

5.  Make money while you sleep: With affiliate marketing you can keep making money even when you take breaks or while sleeping.

6.  Worldwide Marketplace: The internet is the world’s largest marketplace.  You can drive more visitors to your online store in a day.

7.  Work anywhere in the world: An online business is perfect for those who love to travel.

8.  Minimal Risk: The product you chose isn’t making money? Dump it.  Take down your links and promote another.  It’s that easy.  There are no long term contracts binding your products that don’t sell.

9.  High Income Potential: With your own affiliate business on the internet your own income potential is limited only by your desire, effort and imagination.

10.  No order- processing: Forget the problems associated with collecting and storing names, addresses, and credit card numbers.  The merchant does all that.

That’s why affiliates LOVE affiliate marketing.

19
EDUCATION / Understanding Student Loans For International Students
« on: August 15, 2010, 07:07:25 PM »
Students who opt for higher studies often find that they lack the required capital to fund their anticipated study program stretching perhaps to several years.  Fortunately, there are many institutions that a student can turn to for assistance for financing his education program.  Except in the case of grants and scholarships, all other loans taken have to be re-paid; and unfortunately this fact does not strike the borrower forcefully enough at the time of obtaining loans.  The obvious reason for same is since many repayments start only on graduation; and due to a feeling of satisfaction for the time being at finding the funds to cover more and more of the direct education costs and other education related expenses.

There is a cost attached to every loan that you take and it is very important that you educate yourself first on the types of loans available, which carry fixed as well as variable rates of interest during the lifetime of the loan.  Even at fixed rates, the rates attached to different types of loans differ, as does the repayment periods, deferment options etc.  It is also pertinent to visit websites of different lenders and do an in-depth study of the diverse packages on offer and / or negotiable, incorporating varying concessions on credit terms with regard to rate of interest, repayment period, deferment options etc; so that you can select the type and lender that best suits the circumstances on a case by case basis.


20
Students pursuing fulltime education often do not have the comforts of a salaried job.  The cost of education is also increasing day by day.  Under these conditions student loans have come to the rescue of the students to fund their education.  Student loans are usually given at a low interest as it is for education.  Students normally take the student loan for a period and amount depending upon their need.  They take the only that amount that they would be able to pay back practically.  Student loans can also supplement scholarships, grants and personal savings.

21
BUSINESS and ECONOMY / FAST Loan Options For Your Small Business
« on: August 12, 2010, 04:34:52 PM »
Becoming a business owner is a very exciting and bold step.  With a new business comes many options.  From location to staffing, there are many components to weigh and consider.  One of the most important of these is funding.  While obtaining financing can seem like a frightening process, it is important you realize how many options you do have for funding your small business.

The following are some of the most common options for small business financing:

    * Micro loan: These small loans are for business start-ups.  These loans can be easier to obtain than traditional bank loans depending on your proximity to a local lender.  Sometimes the applicant must go through training and business planning education before obtaining the loan.
    * Franchise financing: If you are opening a franchise you may be able to obtain a start-up loan from the overall franchise company.  Also, if the franchise company does not help you financially themselves they can help you obtain a loan from a bank with a pre-established relationship with the company.
    * Development Financing: This form of funding provides your business with long-term, fixed rate financing for your major fixed assets, including land and buildings.  This applies to small business ventures in developing communities.
    * Import and Export loans: These are loans available for small businesses that have been operating for at least a year which are facing difficulty in obtaining reasonable financing. 

22
AFFILIATE MARKETING IS ONE OF THE ONLINE BUSINESS I RECOMMEND TO THOSE WHO WANT TO MAKE FORTUNES ONLINE.

YOU EARN BIG AMOUNT OF MONEY PROMOTING PEOPLES PRODUCT.

EVEN THOUGH YOU DON'T HAVE A WEBSITE, THE COMPANY WILL PROVIDE YOU A SPECIAL URL IN WHICH YOU USE TO PROMOTE THE PRODUCT.

THIS BUSINESS IS FOR THOSE WHO DESIRE TO BE RICH.

I ENCOURAGE YOU TO TAKE THE NEXT STEP NOW BECAUSE THIS IS A LEGITIMATE ONLINE BUSINESS.

23
Before you join an affiliate program, there are a number of questions that need to get answered.  Below is a list of questions you should consider before affiliating with most merchants.

1.  Is the company Reputable?
Most merchants are reputable operators but just because someone has a website does not mean that they?re legitimate or trustworthy.

2.  Is there an Affiliate Agreement?
Most affiliate programs have agreements in place, primarily to cover them.  However, these agreements should also cover you.

3.  What are the Terms of Agreement?
Affiliate agreements are usually lengthy.  Read it completely and carefully or you could be in for a nasty surprise.

4.  Is there a fee to join the Program? Ninety-nine point nine percent (99. 9%) of merchants don?t charge a fee to join their affiliate programs.  If they do, it?s an MLM or Multi-level marketing scheme.

5.  What is the Program Type?
There are essentially three types of affiliate programs: Pay-per sale, pay-per-lead, and pay-per-click.
? Pay-per-sale program are also known as partnership and percentage partners programs.  These programs pay either a fixed dollar amount or a percentage of sales generated by your links.
? Pay-per-lead programs pay a set of amount whenever your customer fills out a survey or requests a quote or some information.
? Pay-per-click affiliate programs are similar to pay-per-lead.  Essentially you are paid each time one of your visitors clicks on the links through to that program?s site.  Pay-per-lead and pay-per-click programs require huge volumes of traffic to generate sales revenue. . . . . . . .
 

24
BUSINESS and ECONOMY / How do Affiliate Programs Work
« on: July 14, 2010, 06:16:14 PM »
Also known as associated, referral and bounty program, an affiliate programme is a partnership with an online merchant in which the affiliate earns a commission for referring sales and/or leads to the merchant?s online store.

Simply put, affiliate marketing is commission selling on the internet.  Commissions may be based on purchase amount (pay per sale) a set value for each visit (pay per click), or action such as registration or download (pay per lead).

Here is a 4- point overview of how affiliate marketing works.

1.  You join an affiliate program and you are given a unique affiliate identification and access to your special links.

2.  You place your affiliate links on your web site, or in your newsletter.

3.  A visitor on your site clicks that link and buys a product, service or fills out a form at the merchant?s site.

4.  You earn a commission for sales and/or leads generated through your links. 

25
BUSINESS and ECONOMY / Benefits of Working as an Affiliate
« on: July 10, 2010, 12:58:59 PM »
1.  No Production Costs: With affiliate programs, the product has been developed and proven all on the merchant’s cost.  Therefore, production is not the issue.

2.  Sell almost Anything: What isn’t sold online? There are thousands and thousands of affiliate programs selling every product.  That makes it easy to find products related to your current or planned websites.

3.  No Inventory: As an affiliate marketer, you can sell large items without storage concerns, even if you live in a small one bedroom apartment.

4.  No Shipping: The cost and hassle to prepare and ship products to customers worldwide could be staggering.  Affiliates never have to worry about packaging supplies or postal rates.

5.  Make money while you sleep: With affiliate marketing you can keep making money even when you take breaks or while sleeping.

6.  Worldwide Marketplace: The internet is the world’s largest marketplace.  You can drive more visitors to your online store in a day.

7.  Work anywhere in the world: An online business is perfect for those who love to travel.

8.  Minimal Risk: The product you chose isn’t making money? Dump it.  Take down your links and promote another.  It’s that easy.  There are no long term contracts binding your products that don’t sell.

9.  High Income Potential: With your own affiliate business on the internet your own income potential is limited only by your desire, effort and imagination.

10.  No order- processing: Forget the problems associated with collecting and storing names, addresses, and credit card numbers.  The merchant does all that.

That’s why affiliates LOVE affiliate marketing.

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