Author Topic: Managing Your Finances With Your Bank Account  (Read 440 times)

Offline cooljoe

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Managing Your Finances With Your Bank Account
« on: September 28, 2016, 12:53:18 PM »
The features that come standard with most accounts can help you manage your money and get a better handle on your cash flow.

These account tips can help ensure that you are getting the most out of this common financial account, according to https://www.bankofamerica.com.

 Use a debit card: Debit cards allow you to access your account conveniently and securely, without having to carry a lot of cash or cheques. You can use a debit card at millions of locations worldwide, including places that don?t take cheques like petrol filling stations, restaurants and online merchants. Debit cards can also be used at Automated Teller Machines for deposits, withdrawals or transfers between your accounts. With debit cards, your purchases are deducted directly from your account. Debit cards offer security if your card is lost or stolen or if fraudulent purchases are made to your account.

Overdraft fees: Overdraft fees are incurred when you spend more money than you have in your account. You can avoid these fees by keeping a close eye on your account balance and on the money you plan to spend.


 
Online alerts: You can track your spending using online and mobile banking and alerts. Online banking is a useful way to keep an eye on your account balance and spending. You can monitor your account information by logging into your account from your computer or mobile device. Online banking also enables you to pay bills electronically without having to deal with the mail or extra paper. In addition, many banks offer online banking alerts through email or text that notify you when your account balance drops below a specified level, or when a cheque you have written has cleared your account.

Automatic payments: Setting up automatic payments for recurring bills through online bill pay can be a helpful way to ensure your bills are paid on time and with less hassle. This common accounting feature can help eliminate the worry about whether your cheque may be lost in the mail, the need for stamps and the hassle of setting aside time to pay bills. Automatic payments can also be a good way to help ensure your bills are paid on time when you are travelling or away from home.

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Managing Your Finances With Your Bank Account
« on: September 28, 2016, 12:53:18 PM »

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Offline Arianne Leni

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Re: Managing Your Finances With Your Bank Account
« Reply #1 on: October 05, 2016, 06:18:48 AM »
Dealing with savings and finances is not easy to do.  Thanks for your sharing some info and tips about managing it.  This is indeed helpful to me.

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Re: Managing Your Finances With Your Bank Account
« Reply #1 on: October 05, 2016, 06:18:48 AM »

 

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